Business Loans in 24 hours. Up to $100k unsecured with New Zealand's most trusted SME Lender. Click here!
Need a quick business cash boost? Apply online for up to $100K unsecured click here
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BUSINESS FINANCE / BOOST BUSINESS LOANS

Ready to invest in your business growth?

Business loans up to $200K

FUNDING WITHIN 24 HOURS

FLEXIBLE REPAYMENT OPTIONS

NO INDUSTRY RESTRICTIONS

Funding in 3 simple steps

Apply

Our easy online application takes less than 5 minutes

Sync

Upload recent statements to our secure portal

Access

Your funds will be available in as little as 24 hours!

What is a Boost Business Loan?

Whether it’s capital to buy stock, expand operations, hire new staff or take advantage of an opportunity, ScotPac can provide you with a fast and simple business loan.

Our easy online application means your funds can be available in 24 hours. We know flexibility is important so you choose terms and repayment options, plus there is no extra charge for an early payout.

Opportunities don’t last, so act fast with a Boost Business Loan from ScotPac.

Apply now

Why a Boost Business Loan with ScotPac?

Trusted We’re New Zealand’s most trusted non-bank business lender
Unlocking Growth Larger limits available, up to $200K
Commitment Our experienced team are invested in your success

Ready to give your business a cash boost?

Frequently Asked Questions

HOW MUCH CAN I BORROW?

Between $10,000 and $200,000. As a general rule we can fund up to 100% of your average monthly sales. So, if you average $30,000 per month in sales we could lend you up to $30,000.

DO I QUALIFY FOR A LOAN?

To qualify for a business loan with us, you need to:

Have owned your Business and been trading in the same location for at least 6 months.

Demonstrate a minimum turnover of $10,000 per month in total sales.

WHEN WILL I RECEIVE MY FUNDS?

Once approved, funds can be available within 24 hours. In some cases, same day funding is available.

WHAT DOCUMENTS DO WE NEED TO PROVIDE?

12 months business bank statements.

Completed application form – this can be done here.

Photo I.D for directors / borrowers

Note: If security is required we may request documents relevant to this.

DO I NEED TO PROVIDE SECURITY?

More than 80% of our loans are unsecured, however, a strong asset base can assist in increasing the approval rate and loan amount.

All loans over $100,000 require security.

ARE THERE FEES AND INTEREST RATES?

There are no hidden fees and interest rates / charges for our business loans.

We have no application fees  or account keeping fees. We offer a low, up front flat fee and drawdown fee structure that is paid off with your weekly repayments.

You can access your monthly statement at no extra cost through your customer portal to keep track of your loan and manage your budget.

HOW LONG DO I HAVE TO REPAY THE LOAN?

Our loan terms are generally between 6 – 24 months. However, each application is considered on a case-by-case basis to work with your industry and the cash flow of your business. There is no penalty for early payouts.

CAN I GET FUNDS TO START A BUSINESS?

No. You need to be trading for a minimum of 6 months and have records of consistent sales. However, if you are already trading and would like to purchase an additional franchise or open another location we can help.