Partner with us

Work with one of New Zealand's most experienced non-bank SME lenders.

Flexible, fast funding fit for every stage and opportunity

Even the most experienced broker knows it can be tough to source genuinely competitive finance options for clients. We give you more ways to source the funding your client needs while giving you the opportunity to diversify your business

Tailored Solutions to meet any need

We believe in working closely with brokers to understand and respond to the unique business needs and circumstances of each client. Our wide range of products can be applied to most industries, sectors and business lifecycle stages.

Funding where others can't

Our approach recognises the future growth potential of a business - not just its past performance. ScotPac can often provide funding even when other lenders aren’t equipped to.

Diversify your revenue stream

We give you the opportunity to diversify your business, and are backed by the scale, stability and pedigree you need to confidently offer new services and grow revenue streams

How to partner with us

We believe in working closely with brokers, accountants and advisors to understand and respond to the unique business needs and circumstances of each client. Find out how we can partner with you today.

Speak with one of our team

Call us on 0800 726 872 to speak with a finance specialist.

Earn Commission

Earn commission on referrals or pass the discount to your client.

What are our customers saying about us?

It’s growth funding that gets us the best from our working capital, which covers materials, wages and other costs while we wait to be paid for our goods.

Miles Jackson


We think of ScotPac more than just a Financial Services provider, they care enough to know our business and as such we are more like partners

Cheryl Armour


ScotPac have assisted a number of our clients in time critical situations and are highly experienced cash flow lenders.

Sebastian Hyde


ScotPac make the effort to understand us and really partner with us. Its a lot more flexible than dealing with banks.

Debra Carthew

Commercial Maintenance

For us, the real advantage of invoice finance is that we can offer longer payment terms to customers thanks to ScotPac.

Philip Ridyard


FitsME: Essential Guide to Business Funding

A guide to small business on getting the right funding for you, by the Australian Small Business and Family Enterprise Ombudsman & ScotPac.

SME Growth Index

In round 13 of our ScotPac SME Growth Index created in partnership with East & Partners, we look at effects of the pandemic, SME outlooks and the small business owner mindset.

For helpful articles on cash flow, loan options for businesses and the benefits of working capital solutions, visit our blog.

We help a range of different industries reach their full potential