Business Loans in 24 hours. Up to $100k unsecured with New Zealand's most trusted SME Lender. Click here!

Need a quick business cash boost? Apply online for up to $100K unsecured click here

No matter what your funding need is, ScotPac can help! We offer a range of business finance solutions to help SMEs grow and manage working capital.

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Established in 1988, ScotPac is Australia and New Zealand’s largest specialist provider of working capital solutions with a comprehensive range of Business Finance facilities.

About ScotPac

We provide award winning finance solutions and a range of business lending and cash flow options to help your business succeed. Simply put, our aim is to give business owners a better chance of success.

Resources

We give our partners more ways to source the funding your client needs while giving you the opportunity to diversify your business.

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Feedback and Complaints form

At ScotPac we welcome your feedback, whether it is a compliment, a suggestion or a complaint. We take all feedback very seriously and this is key to helping us to understand ways in which we can better meet your needs.

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767.98px){.subheading{font-size:14px;max-width:178px;width:100%;line-height:1.6;font-weight:500;}body .tabs_section .business-tabs ul li{width:100%;}}li#field_89_48{text-align:right;}body.page-id-5252 li.gchoice label{position:unset !important;}body.page-id-5252 li.gchoice input[type="radio"]{display:none !important;}body.page-id-5252 input#choice_68_33_1{display:none;}body.page-id-5252 li#field_68_62>label,body.page-id-5252 li#field_68_63>label{position:unset;margin-top:17px;}body.modal-open.page-id-5884 nav#top-desk-menu{z-index:0 !important;}body.modal-open.page-id-5884 nav#desk-menu{z-index:0 !important;}body.modal-open.page-id-5884 section#main-content{position:relative;}body.modal-open.page-id-5884 .modal-backdrop.fade.show{z-index:1;}body.page-template.page-template-page-templates.page-template-page-contact .gform_wrapper .form-container-form li.gfield.checkbox.agreement.gfield ul.gfield_checkbox li label{display:block;}body.page-template.page-template-page-templates.page-template-page-contact .gform_wrapper .form-container-form li.gfield.checkbox.agreement.gfield ul.gfield_checkbox li label a{text-decoration:underline;color:rgba(21,20,57,.6);}a.link.color-heading:hover{color:#fedd3e !important;}.frame-1,.frame-1 *{box-sizing:border-box;}.gf-submitting-overlay .frame-1{background:#fff;padding:100px;display:flex;flex-direction:column;gap:43px;align-items:center;justify-content:center;position:relative;overflow:hidden;border-radius:12px;}.gf-submitting-overlay .we-re-submitting-your-request-thank-you-for-your-patience{color:#4615d6;text-align:center;font-family:"NotoSerif-Medium",sans-serif;font-size:36px;line-height:52px;letter-spacing:-.4px;font-weight:500;position:relative;display:flex;align-items:center;justify-content:center;}.gf-submitting-overlay .content{display:flex !important;flex-direction:column;gap:16px;align-items:center;justify-content:flex-start;flex-shrink:0;position:relative;background:unset !important;padding:0px;}.loading-circle{flex-shrink:0;width:56px;height:56px;position:relative;}.background{border-radius:50%;border-style:solid;border-color:#f2f2f2;border-width:6px;width:89.29%;height:89.29%;position:absolute;right:5.36%;left:5.36%;bottom:5.36%;top:5.36%;}.line{border-radius:50%;border-style:solid;border-color:#ff4d63;border-width:6px;width:89.29%;height:89.29%;position:absolute;right:5.36%;left:5.36%;bottom:5.36%;top:5.36%;animation:spin 1.2s linear infinite;}@keyframes spin{0%{transform:rotate(0deg);}100%{transform:rotate(360deg);}}.text{color:#74747c;text-align:center;font-family:"Poppins-Medium",sans-serif;font-size:18px;line-height:28px;font-weight:500;position:relative;}.gf-submitting-overlay{display:none;position:absolute;top:0;left:0;width:100%;height:100%;background:#fff;z-index:2;justify-content:center;align-items:center;}.gf-form-disabled *{pointer-events:none;opacity:.6;}@keyframes spin{0%{transform:rotate(0deg);}100%{transform:rotate(360deg);}}.loading-circle{width:56px;height:56px;display:flex;justify-content:center;align-items:center;}.loading-circle svg{width:100%;height:100%;animation:spin 1.2s linear infinite;}.message-wrapper{height:100%;display:flex;justify-content:center;align-items:center;}.main-form{position:relative;}@media (max-width:768px){.gf-submitting-overlay .frame-1{background:#fff;padding:15px;}.gf-submitting-overlay .we-re-submitting-your-request-thank-you-for-your-patience{font-size:30px;line-height:48px;}.gf-submitting-overlay .we-re-submitting-your-request-thank-you-for-your-patience br{display:none;}}.intercom-1w132an{padding:32px 20px 25px;box-sizing:border-box;background-repeat:no-repeat;position:relative;color:#222;opacity:1;}.intercom-18mul5z{display:flex;flex-direction:row;-webkit-box-pack:justify;justify-content:space-between;-webkit-box-align:center;align-items:center;margin-bottom:55px;height:40px;}.intercom-18mul5z .e2j9h0w4{margin-right:40px;}.intercom-1bb4els{font-size:25px;font-weight:bold;margin-top:4px;overflow:hidden;}.intercom-1bb4els img{max-height:32px;max-width:100%;}.intercom-18mul5z .e2j9h0w0{margin-left:0px;}.intercom-1e4nz4r{font-size:28px;line-height:34px;}.intercom-1f5ydk9{color:#fff;text-shadow:rgba(255,255,255,.3) 0px 0px 30px;}.intercom-zoqciu{color:#fff;text-shadow:rgba(255,255,255,.3) 0px 0px 30px;opacity:1;}.intercom-1e4nz4r *{overflow-wrap:break-word;color:#fff;font-family:"Noto Serif";font-size:32px;font-style:normal;font-weight:500;line-height:33px;}.webchat__basic-transcript__scrollable{background-image:url("https://cdn-cbahp.nitrocdn.com/rLejrgUGpMEYFgQpmAOEGheWQucbWshe/assets/images/optimized/rev-2066df0/www.scotpac.com.au/wp-content/uploads/2025/02/bgchat.png");background-repeat:no-repeat;}.webchat__basic-transcript__scrollable.nitro-lazy{background-image:none !important;}div#webchat{max-height:599px;}@media (max-width:520px){#webchat.mobile-close.open{transform:scale(0);}div#rotating-notification-bar{display:none;}.hero-banner-module{padding-top:0px !important;}}.gform_ajax_spinner{width:35px;height:35px;position:absolute;right:30px;top:5px;}.stickyheader{position:sticky !important;z-index:99999 !important;top:0;}.cussticky #desk-menu{top:47px;}.business_neends.active{display:block;}.business_neends{display:none;}.solutions-dropdown.active{display:block;}.solutions-dropdown{display:none;}.bus_bg-overlayy,.sol_bg-overlayy,.log_bg-overlayy{background:#000;position:fixed;width:100%;height:100vh;z-index:99;opacity:.5;}.solution_items.active{display:block;}.solution_items{display:none;}.about_dropdown.active{display:block;}.about_dropdown{display:none;}.scotpac_dropdown.active{display:block;}.scotpac_dropdown{display:none;}.partners_dropdown.active{display:block;}.partners_dropdown{display:none;}.contact_dropdown{display:none;}.contact_dropdown.active{display:block;}Here is some sample css code that might help: #ja-jobs-widget{position:relative;}.ja-loading{position:absolute;top:10px;right:10px;}.ja-loading.left{left:10px;right:auto;}.ja-form{margin-bottom:3em;}.ja-form .ja-field-container{margin-bottom:.5em;}.ja-form .ja-field-container:before,.ja-form .ja-field-container:after{content:"";display:table;}.ja-form .ja-field-container:after{clear:both;}.ja-form .ja-field-container{zoom:1;}.ja-form .ja-field-container label{display:block;float:left;width:100px;padding-top:6px;}.ja-form .ja-field-container .ja-field{float:left;}.ja-form .ja-field-container select,.ja-form .ja-field-container textarea,.ja-form .ja-field-container input[type="text"],.ja-form .ja-field-container input[type="password"],.ja-form .ja-field-container input[type="datetime"],.ja-form .ja-field-container input[type="datetime-local"],.ja-form .ja-field-container input[type="date"],.ja-form .ja-field-container input[type="month"],.ja-form .ja-field-container input[type="time"],.ja-form .ja-field-container input[type="week"],.ja-form .ja-field-container input[type="number"],.ja-form .ja-field-container input[type="email"],.ja-form .ja-field-container input[type="url"],.ja-form .ja-field-container input[type="search"],.ja-form .ja-field-container input[type="tel"],.ja-form .ja-field-container input[type="color"]{font-family:Helvetica,Arial,sans-serif;font-size:1em;color:#333;border:solid 1px #ccc;}.ja-form .ja-field-container select{width:240px;padding:2px;}.ja-form .ja-field-container textarea{width:230px;padding:3px 4px;}.ja-form .ja-field-container input[type="text"],.ja-form .ja-field-container input[type="password"],.ja-form .ja-field-container input[type="datetime"],.ja-form .ja-field-container input[type="datetime-local"],.ja-form .ja-field-container input[type="date"],.ja-form .ja-field-container input[type="month"],.ja-form .ja-field-container input[type="time"],.ja-form .ja-field-container input[type="week"],.ja-form .ja-field-container input[type="number"],.ja-form .ja-field-container input[type="email"],.ja-form .ja-field-container input[type="url"],.ja-form .ja-field-container input[type="search"],.ja-form .ja-field-container input[type="tel"],.ja-form .ja-field-container input[type="color"]{width:230px;padding:3px 4px;}.ja-form .ja-field-container .checkbox:after{content:".";display:block;height:0;clear:both;visibility:hidden;}.ja-form .ja-field-container .checkbox{display:block;margin-left:95px;}.ja-form .ja-field-container .checkbox br{clear:left;}.ja-form .ja-field-container .checkbox input{width:15px;height:19px;float:left;}.ja-form .ja-field-container .checkbox label{height:21px;width:auto;line-height:21px;float:left;padding:2px 12px 0 5px;}.ja-form .ja-submit{margin-top:1em;margin-left:100px;vertical-align:middle;}.ja-form .ja-submit .ja-loading{position:relative;top:0;left:0;margin-left:10px;vertical-align:middle;}.ja-button{font-size:1em;font-family:Helvetica,Arial,sans-serif;font-weight:normal;-moz-border-radius:5px;-webkit-border-radius:5px;border-radius:5px;border:1px solid #dcdcdc;padding:4px 18px;text-decoration:none;background:-webkit-gradient(linear,left top,left bottom,color-stop(5%,#f9f9f9),color-stop(100%,#e9e9e9));background:-moz-linear-gradient(center top,#f9f9f9 5%,#e9e9e9 100%);background:-ms-linear-gradient(top,#f9f9f9 5%,#e9e9e9 100%);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr="#f9f9f9",endColorstr="#e9e9e9");background-color:#f9f9f9;color:#333;display:inline-block;text-shadow:1px 1px 1px #fff;-webkit-box-shadow:inset 1px 1px 0px 0px #fff;-moz-box-shadow:inset 1px 1px 0px 0px #fff;box-shadow:inset 1px 1px 0px 0px #fff;}.ja-button:hover{background:-webkit-gradient(linear,left top,left bottom,color-stop(5%,#e9e9e9),color-stop(100%,#f9f9f9));background:-moz-linear-gradient(center top,#e9e9e9 5%,#f9f9f9 100%);background:-ms-linear-gradient(top,#e9e9e9 5%,#f9f9f9 100%);filter:progid:DXImageTransform.Microsoft.gradient(startColorstr="#e9e9e9",endColorstr="#f9f9f9");background-color:#e9e9e9;cursor:pointer !important;}.ja-button:active{position:relative;top:1px;}.ja-form .ja-field-container .error{color:#900;border-color:#900;}.ja-form .ja-field-container .validation-error{display:block;clear:both;margin-top:5px;color:#a00;}.ja-form .ja-error-container{color:#a00;margin-top:2em;margin-left:100px;}.ja-form .ja-error-container p{margin-bottom:0;}.ja-job-list-container{}.ja-job-list-container .no-jobs-content{}.ja-job-list{display:flex;flex-direction:row;flex-wrap:wrap;}.ja-job-list .job{margin-bottom:2em;margin-right:28px;flex:0 0 31.73%;max-width:31.73%;background:#fff;box-shadow:2px 2px 8px rgba(0,0,0,.1);padding:33px 31px 0px 30px;position:relative;}.ja-job-list .job:nth-child(3n){margin-right:0;}.custom_job_section .ja-job-list .job .title{align-items:flex-start;min-height:55px;}.ja-job-list .job h2{font-family:"Noto Serif";font-style:normal;font-weight:500;font-size:22px;line-height:112.2%;display:flex;align-items:center;letter-spacing:-.4px;color:#4615d6;margin-bottom:8px;}.custom_job_section .ja-job-list .job .meta{display:flex;flex-flow:column-reverse;align-items:flex-start;margin-bottom:19px;}.custom_job_section .ja-job-list .job .meta p.date-posted{float:left;width:100%;text-align:left;font-family:"Poppins";font-style:normal;font-weight:500;font-size:14px;line-height:21px;display:flex;align-items:center;color:#e93a7d;mix-blend-mode:normal;opacity:.8;}.custom_job_section .ja-job-list .job .meta ul,.custom_job_section .ja-job-details .description ul{display:flex;flex-flow:column;align-items:flex-start;margin-bottom:0;list-style:none;padding-left:0;}.custom_job_section .ja-job-list .job .meta ul li,.custom_job_section .ja-job-details .description ul li{position:relative;padding-left:27px;font-family:"Poppins";font-style:normal;font-weight:500;font-size:14px;line-height:21px;display:flex;align-items:center;margin-bottom:7px;color:#62626d;mix-blend-mode:normal;opacity:.8;margin-right:0;}.custom_job_section .ja-job-list .job .meta ul li:last-child,.custom_job_section .ja-job-details .description ul li:last-child{margin-bottom:0;}.custom_job_section .ja-job-list .job .meta ul li::before,.custom_job_section .ja-job-details .description ul li::before{background-image:url("https://stagescotpac.wpengine.com/wp-content/uploads/2022/03/shape.png");background-size:contain;background-repeat:no-repeat;width:15.75px;height:15.75px;content:"";position:absolute;left:0;top:3px;}.custom_job_section .ja-job-list .job .summary{font-family:Poppins;font-size:14px;font-style:normal;font-weight:500;line-height:21px;letter-spacing:0px;text-align:left;min-height:130px;opacity:.8;}.navigation .active:hover{background:#fff !important;color:#4615d6 !important;}.custom_job_section{width:100%;max-width:1175px;margin:0px auto;}.custom_job_section.list .ja-job-list{flex-flow:column;}.custom_job_section.list .ja-job-list .job{flex:0 0 100%;max-width:100%;margin-bottom:26px;margin-right:0;}.custom_job_section.list .ja-job-list .job{padding:33px 94px 0px 98px;}.custom_job_section.list .ja-job-list .job .meta p.date-posted{margin-bottom:20px;}.custom_job_section.list .ja-job-list .job .summary{min-height:100px;}.ja-job-list .job.hot{background-color:#fffdfd;}.ja-job-list .job .title{font-style:normal;font-weight:500;font-size:22px;line-height:112.2%;letter-spacing:-.4px;color:#4615d6;}.ja-job-list .job .title a{font-style:normal;font-weight:500;font-size:22px;line-height:112.2%;letter-spacing:-.4px;color:#4615d6;}.ja-job-list .job .meta{margin-bottom:1em;}.ja-job-list .job .meta:before,.ja-job-list .job .meta:after{content:"";display:table;}.ja-job-list .job .meta:after{clear:both;}.ja-job-list .job .meta{zoom:1;}.ja-job-list .job .meta p{font-size:.9em;margin-bottom:.5em;}.ja-job-list .job .meta .classifications{float:left;list-style:none;width:100%;margin:0 0 .5em 0;padding:0px;}.ja-job-list .job .meta .classifications li{display:inline;margin-right:.5em;}.ja-job-list .job .meta .date-posted{float:right;width:50%;text-align:right;}.ja-job-list .job .meta .salary{clear:left;float:left;}.ja-job-list .job .meta .reference{float:right;text-align:right;}.ja-job-list .job .summary{}.ja-job-list .job .view-details{background-color:#ff4d62;width:100% !important;padding:11px 128px;position:absolute;bottom:0;font-family:"Poppins";font-style:normal;font-weight:600;font-size:16px;line-height:24px;color:#fff;left:0;display:flex;justify-content:center;align-items:center;}.ja-job-list .job .view-details:hover{background-color:#4b1cd7;cursor:pointer !important;}.ja-job-list .job .view-details:active{position:absolute;width:100% !important;left:0 !important;bottom:0 !important;}.ja-pager-container{}.ja-pager-container:before,.ja-pager-container:after{content:"";display:table;}.ja-pager-container:after{clear:both;}.ja-pager-container{zoom:1;}.ja-pager{float:left;font-size:.9em;}.ja-pager:before,.ja-pager:after{content:"";display:table;}.ja-pager:after{clear:both;}.ja-pager{zoom:1;}.ja-pager span,.ja-pager a{display:block;float:left;line-height:23px;padding:0 8px;margin-right:3px;color:#333;background-color:#f3f3f3;border:solid 1px #ddd;}.ja-pager a:hover,.ja-pager .current-page{color:#fff;background-color:#bbb;border-color:#999;text-decoration:none;}.ja-pager .previous,.ja-pager .next{}.ja-pager .first-page,.ja-pager .last-page{}.ja-pager .previous-ellipsis,.ja-pager .next-ellipsis{}.ja-pager-summary{float:right;line-height:25px;font-size:.9em;}.ja-job-details .meta{margin-bottom:1em;}.ja-job-details .meta:before,.ja-job-details .meta:after{content:"";display:table;}.ja-job-details .meta:after{clear:both;}.ja-job-details .meta{zoom:1;}.ja-job-details .meta p{font-size:.9em;margin-bottom:.5em;}.ja-job-details .meta .classifications{float:left;width:50%;list-style:none;margin:0 0 .5em 0;}.ja-job-details .meta .classifications li{display:inline;margin-right:.5em;}.ja-job-details .meta .date-posted{clear:right;float:right;width:50%;text-align:right;}.ja-job-details .meta .salary{clear:left;float:left;}.ja-job-details .meta .reference{float:right;text-align:right;}.ja-job-details .bullet-points{}.ja-job-details .bullet-points li{}.ja-job-details .description{}.ja-job-details .apply{margin:2em 0 .5em 0;text-align:center;}.ja-job-details .apply .back-link{font-size:.9em;margin-right:1em;}.ja-job-details .apply .ja-button{}.ja-apply-iframe iframe{width:100%;height:500px;border:none;}.ja-apply-iframe .apply{margin:2em 0 .5em 0;text-align:center;}.ja-apply-iframe .apply .back-link{font-size:.9em;}.ja-job-apply .ja-success-text{}.ja-job-apply .ja-submit .back-link{font-size:.9em;margin-left:1em;}.powered-by-jobadder{color:#bbb;font-size:.9em;text-align:center;margin:2em 0 1em 0;display:none;}.powered-by-jobadder a{color:#bbb;}.powered-by-jobadder a:hover{color:#aaa;}.sub_menu_items ul li:hover a{color:#fff;}#top-desk-menu .container{max-width:1170px;}nav#desk-menu .container{max-width:1216px;}li.gchoice{display:flex;}.fa-chevron-down:before{font-size:14px;}.navigation .link.logo{max-width:180px;}.navigation .link.logo img{max-width:100%;padding-left:11px !important;}.contact-details .nmber span::before{position:absolute;left:0;top:-4px;width:25px;height:25px;content:"";background-image:url("https://cdn-cbahp.nitrocdn.com/rLejrgUGpMEYFgQpmAOEGheWQucbWshe/assets/images/source/rev-2066df0/scotpac.com.au/wp-content/themes/scottishmain/images/phone-alt-solid.svg");background-repeat:no-repeat;background-size:cover;}.contact-details span.nmber>span{position:relative;padding-left:30px;width:100%;display:block;}.business-tabs ul:nth-child(2) li:last-child a span{color:#74747c;}.products-container.custom_secn_menu{background:#4615d6;padding:13px 20px 15px 20px;}span.menu_items p span{display:block;color:#f5d800;}span.menu_items p{font-family:Poppins;font-size:16px;font-style:normal;font-weight:500;line-height:24px;letter-spacing:0px;text-align:left;color:#fff;margin-bottom:0;}.login_sing li{display:flex;}.login_sing li a{width:90%;}.top_banner_btns .second_btn_section .desk_btn_sec{margin-top:17px;}.top_banner_btns .second_btn_section .desk_btn_sec span.btn_desk_text{font-family:Poppins;font-style:normal;font-weight:500;font-size:22px;line-height:52px;letter-spacing:-.4px;}.top_banner_btns .second_btn_section .desk_btn_sec a{color:#fedd3e;font-family:Poppins;font-style:normal;font-weight:500;font-size:22px;line-height:52px;letter-spacing:-.4px;padding-left:5px;}.gform_legacy_markup_wrapper ul.gfield_checkbox,.gform_legacy_markup_wrapper ul.gfield_radio{margin:15px 0 !important;}.gfield.checkbox.field_sublabel_below> label{display:none;}.top_banner_btns .mobile_btn_sec{display:none;}.mega-menu .products-container .product-item.title{line-height:24px;}#top-desk-menu .rghtmenu.header_right_menu{padding-right:0;}#desk-menu{border-bottom:1px solid #c4c4c4;}#top-desk-menu{background-color:#4615d6;position:relative;}#top-desk-menu .inner_submenu{position:relative;width:100%;}.inner_submenu #solutions-dropdown{padding:30px 0;margin-left:0;background:transparent;transform:translateX(+ 100%);width:23.5%;text-align:center;}.sub_menu_items{display:flex;position:absolute;left:0;padding:50px 140px 70px;width:100%;height:500px;z-index:999;top:106px;background:#f2f2f2;box-shadow:0px 4px 8px rgba(0,0,0,16%);}.sub_menu_items .submenu_items{text-align:left;}.sub_menu_items .submenu_items:nth-child(1){margin-top:47px;}.solution_items .sub_menu_items .submenu_items:nth-child(1){margin-top:44px;}.solution_items .submenu_items span.menu_icon{float:left;display:flex;align-items:center;height:73px;}.solution_items li{padding:16px 64px 25px 25px !important;width:328px;height:108px;}.solution_items .submenu_items:nth-child(2){width:328px;padding-left:13px;}.sub_menu_items .submenu_items:nth-child(3){margin-top:43px;}.solution_items li i{font-size:34px;}.solution_items h6{font-weight:600;font-size:12px;line-height:140%;display:flex;color:#62626d !important;font-family:"Poppins";}.solution_items li:hover h6{color:#fff !important;}.sub_menu_items ul{padding-left:0;}.sub_menu_items ul 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