Unlock growth and
reach your potential

Confidential line of credit

NO NEED FOR PROPERTY SECURITY

Simple, affordable fixed pricing

Apply now

What is Cashline?

Cashline is a confidential line of credit secured by outstanding sales invoices. With no requirement for real estate security, Cashline is the simple alternative to a business overdraft

We are keen to support those businesses with funding arrangements that reflect their financial strength and trading performance. Cashline is no exception; making it easier for profitable businesses to access extra working capital. This game-changing facility allows Australian small businesses to grow with less restriction than ever before.

No property security
required

Your facility is secured against
your invoices, so you can leave
your home out of the picture.

Grows with your business

Facility limits grow in line with your
business revenue, so there is no
need for regular re-negotiation.

Confidential facility

Customers are not aware of
your funding arrangements,
accounts receivable remains in-house.
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively”
Philip Ridyard – Director, Strait Brands
The positive impact was immediate. Without them we would have to use over half our sales revenue just to pay the monthly excise duty, which would make it impossible to manage cash flow effectively”
Philip Ridyard – Director, Strait Brands

Why Scottish Pacific?

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Award winning lenders Raise additional finance for growth, buyout, sale of business or merger / acquisition scenarios
Fast approvals Gain competitive advantage with fast access to additional working capital funding
Freedom to choose Flexible repayment options including interest-only periods
Fast approvals Gain competitive advantage with fast access to additional working capital funding
Freedom to choose Flexible repayment options including interest-only periods
Award winning lenders Raise additional finance for growth, buyout, sale of business or merger / acquisition scenarios

Who does
Cashline
suit?

Apply now

Previously this type of funding arrangement has only been available to larger businesses with annual revenues of $5M plus, but at ScotPac we recognise that successful, well-run businesses come in all shapes and sizes.

Cashline is available to successful businesses turning over up to $10M per annum with;

  • A profitable trading history
  • Positive tangible net worth on the Balance Sheet
  • Up to date with payment of all taxes
  • Clear credit history searches

Some industries we support:

Recruitment & Staffing
Wholesale Trade
Manufacturing
Transport & Storage
Construction

 

If you would prefer your business to support itself and free up personal assets for alternative investment purposes, or simply to gain peace of mind, then call us today to discuss your options.


HOW CAN IT HELP MY BUSINESS?

Startup Framework contains components and complex blocks which can easily be integrated into any design. All of the components are made in the same style, and can easily be integrated into projects, allowing you to create hundreds of solutions.

WHAT DO I NEED TO APPLY?

Startup Framework contains components and complex blocks which can easily be integrated into any design. All of the components are made in the same style, and can easily be integrated into projects, allowing you to create hundreds of solutions.

Not quite sure which solution is
best suited to your business?

Learn more

Easy to apply

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1

Give us a call

Talk to one of our friendly
invoice finance specialists
about tailoring a solution for
your business

2

Proposal

We’ll present you with the
solutions to choose from,
based on what you’ve told
us you need

3

Documentation & Settlement

We’ll work with you to
dot all the i’s and
cross the t’s to finalise
your solution

Get approval within 24 hours

Get started today

Call us today to discuss your business finance 1300 332 867